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what happens if i hit a car with a golf ball

by Mr. Bennie Rogahn Published 2 years ago Updated 2 years ago
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A golf ball, baseball, soccer ball, and others can all cause damage to a vehicle if they make contact with enough speed. It is not uncommon for a car to get hit by a ball at a sporting event or during the neighborhood pickup game. What happens if a ball hits your car and damages the windshield or puts a dent in the body?

Most likely, you will need to file a claim on your car insurance policy under comprehensive coverage if your vehicle is damaged at a baseball stadium or golf course. You probably will not know who caused the damage, and the stadium or course will not accept liability.

Full Answer

Can a golf ball damage a car?

A golf ball, baseball, soccer ball, and others can all cause damage to a vehicle if they make contact with enough speed. It is not uncommon for a car to get hit by a ball at a sporting event or during the neighborhood pickup game.

Is it common for a car to get hit by a ball?

It is not uncommon for a car to get hit by a ball at a sporting event or during the neighborhood pickup game. What happens if a ball hits your car and damages the windshield or puts a dent in the body?

What happens when you hit a golf ball?

What Is The Science Behind The Force of Golf Ball Golf balls are a bit different than some other flying projectiles, like a bullet. When a golf ball is hit, it compresses. Depending on the speed at which it is hit, the golf ball can compress incredibly small compared to its original size.

Who is liable when a rogue golf ball hits a driver?

Golfer to driver (or pedestrian): Being held liable for inflicting injuries or damage and/or causing accidents after the ball strikes a driver or a pedestrian First and more importantly, you must understand that a rogue golf ball is not always a factor for negligence.

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Are you responsible for golf ball damage?

The homeowner usually assumes the risk of damage and may wish to insure against this event. Golfers may be responsible for damage but collecting is usually difficult and impractical.

Do golfers have to pay for broken windows?

A: Living on a golf course means living with golf balls. While the golfer who broke your window should own up and take responsibility, she is not legally responsible for the damage if she was otherwise playing normally.

Who pays if a golf ball hits a window?

The big question is who's liable to pay for those damages: the homeowner, the golf course or neither. It's called “errant golf ball liability” when a stray golf ball hits someone's window or causes other damages unintentionally, WMBF reported.

Who is at fault if a golf ball hits a house?

You break a window, you pay for it. The flip side of that coin is that homeowners should bear responsibility for golf ball damage since they assumed obvious risk by deciding to purchase a home near a golf course. Additionally, homeowner's insurance may handle the damage.

Who is responsible for damage caused by a golf ball in Florida?

Who is Liable if a Golf Ball Causes Damage? Another general concern is damage that may be done by errant golf balls. Generally speaking, the golf club, the builder, and the course designer are usually protected from liability from golf ball damage in the same documents described above.

Do golfers need insurance?

A set of good level golf clubs can mean shelling out hundreds, or even thousands of pounds. Therefore, it is likely that you are going to want to add some kind of protection to your belongings. Having a golf insurance policy in place will cover if your clubs and other equipment were to be damaged, lost or stolen.

Can a golf ball go through a windshield?

So while a baseball or golf ball may have a huge impact on the vehicle, the ball will not actually break through the windshield. Other parts of the car, like a sunroof or a rear window, may not include the laminate but instead have tempered glass.

Does homeowners insurance cover broken windows from golf balls?

Am I Responsible for Covering Any Damage Caused by the Golf Ball? Technically it would be your homeowners insurance company that's responsible for covering the damage. According to insurance expert Paul Martin, it would only be your responsibility to cover the cost of your policy's deductible out of your own pocket.

Can a soccer ball damage a car?

A soccer ball can cause damage to different parts of a car, such as the side-view mirrors, windows, head lights and tail lights.

What is an errant golf ball?

It's called errant golf ball liability when a stray golf ball hits someone's window or causes other damages unintentionally. “See how there's pieces missing on the stairs.

How do I stop golf balls from hitting my house?

Plexiglass is kind of a do-it-yourself solution some golf course homeowners have decided best for them. With the Plexiglas, you can put sheets over your windows or doors. You can screw the plexiglass to the existing window frame to make it a complete solution that should block a golf ball from entering the home.

Is there a home run in golf?

Home run – Hit one over everything & out of bounds. Worm Burner – A shot going a long way on the ground. Cup Sucker – Ball rims around the hole a few times and does not fall. Flop-flop – birdie (sound of bird's wings going flop-flop).

Does homeowners insurance cover broken windows from golf balls?

Am I Responsible for Covering Any Damage Caused by the Golf Ball? Technically it would be your homeowners insurance company that's responsible for covering the damage. According to insurance expert Paul Martin, it would only be your responsibility to cover the cost of your policy's deductible out of your own pocket.

Who is responsible for an errant golf shot?

The big question is who's liable to pay for those damages: the homeowner, the golf course or neither. It's called errant golf ball liability when a stray golf ball hits someone's window or causes other damages unintentionally.

How do I stop my golf balls from breaking the window?

One method of reducing the likelihood of having windows damaged by golf ball strikes is to install an exterior shading screen over the window. The screen acts as a barrier in front of the glass, slowing down and reducing the speed of the ball. In most cases this prevents the glass from being hit or breaking.

Can a golf ball break a leg?

There have been many reports of golf injuries; however, tibia fracture due to being hit by a golf ball has not been reported yet.

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