While other travel cards just offer discounts, Citi Prestige provides cardholders with 6 free green fees/year–3 for use at select fairways in Singapore, 3 for use overseas at clubs in China, Malaysia, and Indonesia. There are no minimum spend requirements, and privileges apply to both weekday and weekend rounds. Other cards are not this flexible.
Full Answer
What are the benefits of a golf credit card in India?
A large number of banks and financial institutions in India offer credit cards that provide benefits to the clients who are either part-time or full-time golfers. These are premium credit cards which, along with other benefits, provide access to premium clubs and golf courses located in India and abroad.
What are the golfing benefits of the Asia Pacific Visa card?
Beyond these perks, cardholders also enjoy one of the best golfing benefits on the market–complimentary green fees at 50 fairways across 8 countries in Asia Pacific.
Is a golf credit card worth it in Singapore?
Golf is an expensive sport in Singapore and green fees can easily cost more than S$150 per game. If your credit card offers complimentary green fees, the value you get will offset the high annual fee with just a few games. Along with other golfing perks, discounts and rewards, golf credit cards are definitely worth it for the avid golfer.
Can you use a credit card in China?
If you’re limiting your visit to larger cities such as Shanghai, Beijing, Guangzhou, Tianjin or Chengdu, you’ll find no significant problems in using a credit card in China. Outside of big cities, however, you’ll have trouble finding ATMs and businesses that accept credit cards.
How do credit cards work in China?
Visa, MasterCard, and American Express are all widely accepted in big cities in China. Depending on your bank, using a foreign credit card in China will usually incur a foreign currency exchange fee and a transaction fee from either your home or the local bank, which can add up fast.
Does China have a credit card system?
Ray: Credit cards were never prevalent in China. The country skipped over a generation of finance and went straight to smartphone-based digital payments. And the apps are simple for businesses. If a business can get a printout of a QR code, it can get paid by app.
What are the benefits of having Visa card?
The benefits of credit cards are innumerable, and some prime ones are:Buy on credit: ... Most accepted method of payment: ... Interest-free cash withdrawals: ... Unlimited reward points: ... Insurance coverage: ... Make travel easy: ... Discounts and cashbacks: ... Improve your credit score:More items...
Can foreigners get credit in China?
Foreigners that have residence/work permits and a steady income in China are able to apply or a credit card. Each banks rules vary and even different branches may have diverse conditions.
What is being used in China instead of credit cards?
Alipay and WeChat are the two dominant technologies in use in the country, and they are eclipsing cash almost completely as a payment option. Street vendors and huge shopping centers now rely on these apps, and even beggars and street musicians use QR codes in big cities in China.
What do they use in China instead of credit cards?
China has been at the forefront of a technological revolution in payments in both its private and public sectors. China's tech firms succeeded in replacing the bank-based magnetic striped card world with a tech-based QR code system.
Are credit cards beneficial?
Using a Credit Card and repaying on time provides a boost to your credit score. A good credit score means you will be able to obtain Loans and Credit Cards quickly in the future. It's one of the Credit Card benefits cash or cheques cannot offer! Extra Benefits: There are other benefits of having a Credit Card.
What are 2 disadvantages of having a credit card?
Disadvantages of using credit cards High-interest rates if not paid in full by the due date. Annual fees for some credit cards – can become expensive over the years. Fee charged for late payments. Negative effect on credit history and credit score in case of improper usage.
What are 3 benefits of the pay down credit card feature?
What are 3 benefits of the Pay down credit card feature?...Statements that show a balance forward with all activity for the date range selected.Statements that show invoices and their related payments for the date range selected.Statements that show just open transactions.
Can I use my Chinese bank card in America?
Use outside of China UnionPay debit cards, however, can only be used in the UnionPay network and other networks that have signed contracts with UnionPay. Since 2006, China UnionPay cards can be used in over 100 countries outside China.
How do foreigners use WeChat Pay in China?
Using WeChat to Pay in China The easiest way to buy lunch or items in shops is to tap the money button within you wallet or on the home screen. In most cases, you'll scan a vendor's QR code to pay. To send money to a friend or contact, you'll enter into that contact's chat and under the menu options find “Send Money”.
Can foreigners get a car loan in China?
Foreigners who have lived in China for at least one year are eligible to apply for auto loans to help them purchase a vehicle. Loans are available from credit unions and auto-finance companies run by car manufacturers. Finance should be in place before attempting to buy a car.
Is Maybank World MasterCard a no fee card?
As a result, Maybank World MasterCard is not only the best miles card for golfers on the market, it’s also an exceptional no-fee rewards card for luxury shoppers.
Does CIMB World MasterCard have unlimited cashback?
However, CIMB World MasterCard also offers a boosted 2% unlimited cashback on leisure spend –this includes on wine & dine, entertainment, recreation, automobile & parking, and spend at duty-free stores. Cardholders earn both locally and overseas.
Can you redeem miles on OCBC?
The miles you earn can also be redeemed with no black-out dates, no transfer or conversion fees, and with minimal processing time, making OCBC Voyage Card one of the easiest cards for miles redemption on the market. OCBC Voyage Card offers more than high rates and flexibility, however.
What are the downsides of Gold Card?
The biggest downside of the Gold Card is that (unlike the Platinum Card), users have to pay for access to American Express lounges in airports. Still, if you’re a sucker for a golf trip, it’s hard to go wrong by going Gold.
How much does a Chase Sapphire Reserve card cost?
Those looking to spend a bit more can apply for the Chase Sapphire Reserve card ($495 annual fee), which provides all the golf benefits of the Sapphire Preferred, but with enhanced food and travel perks.
What is the Chase Sapphire card?
There’s a reason the Chase Sapphire Preferred card is the preferred choice of golf fans everywhere. As the official card of the PGA Championship, Chase gives cardmembers highly discounted ticket prices, offers to super-luxe hotel and viewing experiences, and access to an exclusive, cardmember-only tent on the tournament grounds. Those looking to spend a bit more can apply for the Chase Sapphire Reserve card ($495 annual fee), which provides all the golf benefits of the Sapphire Preferred, but with enhanced food and travel perks.
Which is the most expensive credit card?
2) American Express Platinum. It’s the most expensive card on the list, but that’s because it also lays claim to the widest breadth of benefits. Earn discounts at Hilton and Mariott hotels, 6x points back on travel and access to more than 1,300 airport lounges worldwide.
What credit cards are accepted in China?
Visa, Mastercard, American Express and Discover are widely accepted in the big cities across China. Depending on your card, you could pay foreign transaction fees. To avoid it, use a travel credit card.
Why do businesses charge surcharges in China?
Businesses in China commonly add a surcharge to the total cost of a purchase when a customer pays with a credit card. In some instances, this cost is a result of fees imposed by processing banks. If you’re not sure, ask about the surcharge before handing over your card.
How much yuan do Chinese people carry?
The sign may be old, the network might be down or the business might not accept credit cards at all. It’s not uncommon for the Chinese to carry up to 2,000 yuan in cash at all times. You might want to keep at least 500 yuan with you, unless you plan to make a purchase that costs more.
How to prepare for China?
How to prepare before traveling to China. Carry the right cards. Given the agreement between UnionPay and Discover, carrying a Discover card might hold you in good stead. Ideally, take at least two cards, with the other being a Visa or Mastercard. Think about foreign transaction fees.
Is it safe to use a credit card in China?
Using your credit card in China is basically safe , although you’ll need to exercise at least the same levels of caution you would back home. Protect your PIN. Don’t write your PIN anywhere. When entering your PIN, use one hand to hide it from hidden cameras and snooping eyes. Select ATMs carefully.
Can credit cards be used in rural areas?
While this can happen in smaller towns and rural areas, the part of a city you’re living in can also have an effect. Even if you see a sign that says a business accepts cards, it’s best to confirm in advance.
Can you convert US dollars to yuan?
You can also consider converting US dollars to yuan. China, despite its advances in technology, still remains a largely cash-based society, especially when you move out of the larger cities and towns. While you may get to use your card in the cities easily, keep some cash around for good measure.
What is a golf credit card?
Most card issuers in Singapore offer credit cards that come with golf-related privileges to help golf fans cut costs when they tee-off. These are generally prestige credit cards that, along with other luxurious benefits, provide complimentary green fees and access to premium golf clubs located in Singapore and abroad.
Who should consider a golf credit card?
Designed for golfing enthusiasts and frequent golfers, credit cards with golfing perks are typically prestige or top-tier travel cards. These cards are also meant for high-net-worth individuals, which means that they also tend to come with high costs and other premium features that you may not utilise frequently.
How to find the best golf credit cards
Once you’ve narrowed your choice down to those credit cards that provide golf-related perks, compare the other features the cards offer to find one that is a cut above the rest.
Additional options
If you enjoy a round of golf once in a while but don’t necessarily need a card with uber-luxe golf perks, you may want to consider other top-tier alternatives that come with a multitude of enhanced benefits. Many of these prestigious alternatives also come with complimentary green fees.
Bottom line
If you’re an avid golfer looking to save a little cash when indulging in your favourite sport in Singapore (or overseas), then the perk of having complimentary green fees can add up to significant savings. There are some fantastic golf perks out there that can help keep the cost of teeing off down to a minimum.
Questions you still might have
American Express Platinum Card, Citi Prestige Card, HSBC Platinum and Maybank World MasterCard offer some of the most attractive golf benefits. However, a card that’s most ideal for one individual may not necessarily be the best for another as each card comes with different eligibility criteria and offers different perks.
Zyane Tan
Zyane Tan is an editor at Finder. An experienced copywriter and content creator, Zyane enjoys writing on a wide array of subjects. When she’s not busy typing away, she’s reading and musing over a pint.
CHASE SAPPHIRE PREFERRED CARD
As an official partner of the PGA Championship, the card allows consumers to nab tickets to the year’s final major before they go on sale to the general public. Cardholders also enjoy special privileges at a range of events on the PGA and LPGA tours.
AMERICAN EXPRESS PLATINUM CARD
Don’t leave home without it. Well, you can, but then you’d miss out on early access to U.S. Open tickets; stay-and-pay packages at select resorts around the country; and preferred tee times at PGA Golf Club facilities, including the Wanamaker and Ryder courses at PGA Village in St. Lucie, Fla.
PGA TOUR BANKAMERICARD CASH REWARDS MASTERCARD
A mouthful of a name, but a bucket-load of golf-related benefits, too, including premier tee time access and merchandise discounts at 12 TPC properties in the United States and Mexico. There are some things money can’t buy, but a round at Sawgrass isn’t one of them. With this card, you even get special dibs on the first tee time of the day.
CITI PRESTIGE CARD
The way to a golfer’s heart is through his wallet. Citi knows this. So along with the usual credit card perks, like access to airport lounges and air travel credits, the company has kicked in three free rounds of golf per calendar year.
MARRIOTT GOLF REWARDS
The hotel group’s loyalty program allows members to earn points for tee times and other golf-related purchases at more than a dozen Marriott properties in the United States, Costa Rica and the Caribbean. Those points can also be redeemed toward — you guessed it — more golf.
What is the best golf credit card in India?
With a golf credit card, you can enjoy a multitude of benefits. Here is a list of some of the best golf credit cards in India: 1. HSBC Premier MasterCard.
Where can I get golf lessons in India?
Some of the chosen golf courses are: The Oxford Golf Club in Pune. Aamby Valley in Mumbai. The Boulder Hills Golf Club in Hyderabad. The Kalhaar Blues and Greens in Ahmedabad. 3. CITI Prestige Credit Card.
How old do you have to be to work in China?
Steady job in China. You are at least 25 to 60 years of age. Proof of personal finances: real estate certificate, certificate of tax payments, cash flow statement, income statement, certificate of employment. Although the application form will most likely be in Chinese, provincial headquarters and city centre branches that are bigger will provide ...
Is UnionPay accepted in Chengdu?
Many banks in Chengdu issue UnionPay credit cards to foreigners and China UnionPay card is accepted in most businesses in Chengdu so you don’t need to worry. Alike any task that foreigners need to undertake in China, it may be more difficult than applying for a credit card at home, but it is definitely possible following the steps below.
What credit cards are accepted in China?
Over the past few years, credit cards usage in China has been on the rise, especially in large cities. For tourist and foreigners, this is good news, it’s always helpful to know which are widely used/accepted and the ones which do not charge a foreign transaction fee. All of these cards can be used by foreigners in China: 1 Discover- This was an agreement between China UnionPay and Discover Financial Services (DFS) the only national bankcard payment network, making discover credit cards the go-to card of choice when in China. 2 Mastercard 3 Visa 4 American Express 5 JCB 6 Diners Club
How to check if ATM is compatible with my card?
For foreigners, you can also check whether you’re an ATM is compatible with your card by merely looking at the card’s logo. You can also find the nearest ATM by using Visa’s online locator on your phone. You can also confirm with your bank to confirm which cards will work in China and which Card network they belong to.
Is there a credit card in China?
Chinese Credit Card for Foreigners in China. Over the past few years, credit cards usage in China has been on the rise, especially in large cities. For tourist and foreigners, this is good news, it’s always helpful to know which are widely used/accepted and the ones which do not charge a foreign transaction fee.
Is liquid cash good for China?
Even if you are in major cities, the network may be down and having liquid cash may prove to be helpful . For foreigners planning a trip to China, this is the most crucial factor that they should always adopt. It’s always vital to always having cash on hand and learn to use money as a mode of payment regularly.
Is there a difference between credit cards?
When it comes to a credit card, there is no difference as there is negativity surrounding the use of credit cards. Even though the country is at the forefront of technological advancement, both the public and banks have not bought into the idea of incorporating credit cards into their daily lives.
Is WeChat pay accepted in China?
It’s always vital to always having cash on hand and learn to use money as a mode of payment regularly. Even better than cash is to use Wechat pay to make purchases in China as it’s what every shop and locals prefer using. It’s also accepted just about everywhere you go.
Can I use a Visa debit card in China?
Can I Use my Visa Debit Card in China? In China, most ATM’s accept Maestro, Visa (Plus), and Cirrus. All of them will accept cards and chip-and-pin with a magnetic stripe at the back. For other foreign cards, there are special ATM’s which will enable you to withdraw or swipe in major shopping areas or premier hotels.
