
How much does it cost to get a golf cart loan?
Requirements for an Easy Finance Lending Golf Cart Loan. In order to apply for a golf cart loan through EasyFinanceLending.com you have to meet the minimum requirements. You must be at least 18 years; United States citizen or legal resident. Verifiable source of monthly income; Working email address; Verifiable home and work telephone numbers. Your state residence will …
Can you use a used golf cart as collateral for a loan?
Contact us now to secure easy golf cart financing today! *With approved credit. A typical golf cart loan with a sales price of $10,000 and an interest rate of 7.95% for 48 months would have a total charge of $11,706.72 over the course of the loan with the total interest being $1,706.72.
Can I refinance my golf cart?
Ready to get your golf cart financing offer? Get Your Cash Offer. What you are applying for is a cash loan to buy your golf cart. Cash has a lot of advantages, but more on that later. First, let’s talk about how to get your quote. The first step is to estimate how much money you want to spend on your golf cart. A used golf cart can often be purchased for $2000 to $3000.
What credit score do you need to buy a used golf cart?
Secured loan – Your banks and credit unions will provide a loan where your golf cart itself serves as collateral for the loan. Many lending institutions claim they will loan on as low as $1,000 and for as low at 4.5%. You’ll want at least a 650 credit score for this. Check out our used golf cart checklist if you’re going the used golf cart route.

What credit score is needed for a golf cart?
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Financial institutions and Banks
Secured loan – Your banks and credit unions will provide a loan where your golf cart is used as collateral for the loan. Many lending institutions claim they will loan on as low as $1,000 and for as low at 4.5%.#N#You’ll want at least a 660 credit score for this.
Credit Cards
If you already have a credit card with a high enough balance, then you can just use the credit card to pay for your new ride. You’ll want to make sure you can handle the new monthly payment with the interest rate that your credit card has. This will make it easier to get the golf cart and to keep you from having buyer’s remorse.
Golf Cart Dealerships and OEM Financing
All the major golf cart manufacturers and dealerships will offer financing. Just do a little shopping around to find the best interest rate for your credit score. You also want to look at their service department and location to make sure you’d be happy using them if you need repairs done on your golf cart.
Bad Credit Loans
If your credit is less than stellar and you’re looking to secure financing, you can go with the buy here, pay here places or with the creditors who specialize in the bad credit sector. Just know that you’ll likely pay a higher interest rate because of it. No worries though. Just focus on paying down the loan as quickly as you can.
Loan Repayment Insurance and Protection Plans
Once you get financing, you’ll want to look at the option of loan repayment insurance. For a small fee you can have confidence if something happens with your job that they can cover your payments full or partially until you’re able to get back on track with it.
Can I Make Monthly Payments on a Used Golf Cart?
Sometimes paying cash for a golf cart is not ideal for the customer. That is why here at J’s Golf Carts we provide financing options for all of our golf carts. When you finance a golf cart you will be able to make monthly payments for the golf cart as opposed to paying for the entire purchase upfront.
Can I Get a Loan for a Used Golf Cart?
Here at J’s Golf Carts you are able to finance any golf cart in our inventory. You can even get a loan for a used golf cart. Financing a used golf cart is a much easier financial undertaking than buying a cart with cash.
Refinancing
Why pay high interest on your street legal golf cart when you can refinance with EFCU for a better rate today?
EFCU Debt Protection
Cancel or waive your loan payment (s) up to the contract maximums if a protected event such as disability, loss of life, or involuntary unemployment occurs.
Who is First Look Approval?
First Look Approval is a consumer finance company that offers a real time decision engine to both brick & mortar and e-commerce merchants, giving them the ability to offer their customers instantaneous financing options.
How easy is it for my customers to apply?
Applying for a loan with First Look Approval is fast and easy! You can apply using a computer, tablet, or even a smart phone.
Can you approve more loans than my current financing company?
We work with a variety of lenders (major banks, peer to peer lenders and consumer credit companies) to help approve as many customers as possible. If our finance program is implemented as a first look program, you will experience significantly more approvals than a traditional Big Bank option.
What kind of support do you provide?
Aside from ongoing support with daily loan applications, our friendly staff can assist you with office training, marketing materials and ideas, and can even teach you how to effectively offer financing to your customers.
What do I need to get started?
Getting started is easy! All you need to do is contact us by either entering one of our web forms or calling us directly at 888-958-7477. If someone has referred you to us, please indicate who that someone is when you contact us. After you’ve spoken to someone from our team, you can expect to be enrolled into the program within 5 business days.
How do I get paid?
Depending on the credit offer that your customer received and opted for, settlement time will vary according to the issuing banks’ practices. For the basic program, customers are paid directly and are ACH’d the money within 5 business days.
How can I manage loans and see my transactions?
As soon as you are up and running, using your login and password, you will be able to access our back office portal and see your transactions in real time. This portal provides our merchants with state-of-the-art statistical analysis tools.
SHEFFIELD FINANCIAL
E‑Z‑GO has partnered with Sheffield Financial to provide fixed, straight, installment loans for purchases of E‑Z‑GO vehicles. Sheffield offerings include:
YARD CARD
The Yard Card is a revolving credit-card program. Qualified buyers who are approved for a Yard Card can receive the following terms* on purchases of NEW E‑Z‑GO vehicles.
ROADRUNNER FINANCIAL
Roadrunner Financial offers full-spectrum financing for E‑Z‑GO customers with prime or near-prime credit. Instant approvals and easy closing so you can get your new vehicle faster.
FREEDOMROAD FINANCIAL
FreedomRoad Financial is a National powersports lending company offering competitive low rates and extended term financing.
What is the best loan for an ATV?
Personal Loans. Personal loans are probably the most popular option for ATV financing because they are flexible and tend to come with affordable interest rates. Most lenders let you borrow up to $35,000 with repayment timelines ranging from 12 months to 60 months.
How fast can an ATV go?
You can take your off-road vehicle for an epic adventure through the mountains or a forest. You can reach speeds as high as 60 to 65 mph, or race your friends on an out-of-the-way ATV track. Whether you prefer a three-wheeler or four-wheeler, as long as you’re safe, ...
