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what happens when car gets hit by golf ball while driving

by Frankie Stroman Published 2 years ago Updated 1 year ago
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Most likely, you will need to file a claim on your car insurance policy under comprehensive coverage if your vehicle is damaged at a baseball stadium or golf course. You probably will not know who caused the damage, and the stadium or course will not accept liability.

Full Answer

Can a golf ball damage a car?

A golf ball, baseball, soccer ball, and others can all cause damage to a vehicle if they make contact with enough speed. It is not uncommon for a car to get hit by a ball at a sporting event or during the neighborhood pickup game.

Is it common for a car to get hit by a ball?

It is not uncommon for a car to get hit by a ball at a sporting event or during the neighborhood pickup game. What happens if a ball hits your car and damages the windshield or puts a dent in the body?

What happens if your car is damaged at a baseball stadium?

Damage Occurs at a Baseball Stadium or Golf Course Most likely, you will need to file a claim on your car insurance policy under comprehensive coverage if your vehicle is damaged at a baseball stadium or golf course. You probably will not know who caused the damage and the stadium or course will not accept liability.

Is it a legal duty to hit a golf ball?

“The general rule as stated by the North Carolina Supreme Court is that ‘it is the duty of a person hitting a golf ball to exercise ordinary care under existing circumstances for the safety of others…

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Who is responsible if a golfer hits a car?

Both the golfers and people venturing across the courses or nearby roadways are put at risk of flying golf balls (or clubs, in some cases). In many court cases, golfers have been held responsible for inflicting damage on cars or causing accidents of some sort.

Are you responsible for golf ball damage?

The homeowner usually assumes the risk of damage and may wish to insure against this event. Golfers may be responsible for damage but collecting is usually difficult and impractical.

Who is responsible for damage caused by a golf ball in Florida?

Who is Liable if a Golf Ball Causes Damage? Another general concern is damage that may be done by errant golf balls. Generally speaking, the golf club, the builder, and the course designer are usually protected from liability from golf ball damage in the same documents described above.

What would happen if a golf ball hit you?

Purpose of Rule: Rule 11 covers what to do if the player's ball in motion hits a person, animal, equipment or anything else on the course. When this happens accidentally, there is no penalty and the player normally must accept the result, whether favourable or not, and play the ball from where it comes to rest.

Who pays when a golfer breaks a window?

While the golfer who broke your window should own up and take responsibility, she is not legally responsible for the damage if she was otherwise playing normally. Golfers need to take ordinary care when playing, but sometimes even the best golfers will hit a wild shot.

Is hitting someone with a golf ball Illegal?

The question has been asked if you are hit by a golf ball on a golf course is an Assault. The short answer is no. The person hitting the golf ball must have acted recklessly or intentionally when they hit the ball. Just because some hit a bad shot that hit you, that does not constitute an assault.

Are golfers liable for property damage?

The law varies from state to state and often on a case by case basis. Some courts believe that the golfer is always responsible for any damage he/she causes to personal property while golfing. You break a window, you pay for it.

Are golfers responsible for errant golf balls?

After researching the topic, I came to a fairly clear legal conclusion: A golfer is generally not liable for injuries or damages due to an errant shot by the golfer, except in situations in which the golfer is negligent, reckless, or acting with intent.

Does homeowners insurance cover broken windows from golf balls?

Am I Responsible for Covering Any Damage Caused by the Golf Ball? Technically it would be your homeowners insurance company that's responsible for covering the damage. According to insurance expert Paul Martin, it would only be your responsibility to cover the cost of your policy's deductible out of your own pocket.

Can you sue for being hit by a golf ball?

Making a Claim for Being Hit by a Golf Ball Once it can be established that you have suffered an injury at the golf course due to the negligence of somebody who was in breach of their duty of care, you can make a compensation claim for being hit by a golf ball.

Has anyone been killed by a golf ball?

A man has died after being hit with a golf ball at the Portarlington Golf Club on Victoria's Bellarine Peninsula.

What are the odds of getting hit in the head by a golf ball?

The bottom line is that getting hit with a golf ball completely accidentally is very rare, much lower than 1%. If, however, you are not careful and stand in front of others thinking they are skilled enough to hit the ball over or around you, you are asking for trouble.

Are golfers liable?

After researching the topic, I came to a fairly clear legal conclusion: A golfer is generally not liable for injuries or damages due to an errant shot by the golfer, except in situations in which the golfer is negligent, reckless, or acting with intent.

How do I protect my house from golf balls?

Plexiglass is kind of a do-it-yourself solution some golf course homeowners have decided best for them. With the Plexiglas, you can put sheets over your windows or doors. You can screw the plexiglass to the existing window frame to make it a complete solution that should block a golf ball from entering the home.

What happens if you hit someone with a golf ball UK?

If a golf ball has hit someone, the personal injury victim may be entitled to compensation. However, it does depend on the circumstances surrounding the case. For example, if the person in question did not check that the area was clear before striking the ball, they may be deemed liable.

What is the number one golf ball on tour?

Titleist likes to remind us that that the Pro V1 is the No 1 ball used by professionals on worldwide golf tours, but that it's a great ball for non-superstars as well. The ball is manufactured to perfectly balance short game control without sacrificing good yardage from the tee.

What to do if a tee shot bounces off a convertible?

If an errant tee shot bounced off your t-top convertible, you might want to call a car accident attorney near you to see who might be responsible.

What happens if you have a circular dent in your fender?

One circular dent in your fender can ruin an otherwise great round, and if you don't know who dinged your ride, you could be on the hook for the repairs.

Do you have to pay deductible on auto insurance?

Comprehensive coverage on your automobile insurance policy should take care of it, though you'll probably need to pay the deductible.

What happens if a golf ball hits my car while driving on a public road?

I was driving when a golf ball struck my back windshield. Is the city responsible, or do I have to make a claim on my own car insurance?

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What happens if a golf ball hits your car?

A car can be damaged in hundreds of different ways. A golf ball, baseball, soccer ball, and others can all cause damage to a vehicle if they make contact with enough speed. It is not uncommon for a car to get hit by a ball at a sporting event or during the neighborhood pickup game. So what happens if a ball hits your car and damages ...

What happens if you get damaged at a baseball stadium?

Damage Occurs at a Baseball Stadium or Golf Course. Most likely, you will need to file a claim on your car insurance policy under comprehensive coverage if your vehicle is damaged at a baseball stadium or golf course. You probably will not know who caused the damage and the stadium or course will not accept liability.

How much does repairing a broken windshield cost?

A simple DIY chip repair may cost you less than $100 and a bit of your time . However, replacing windshields on newer vehicles, especially ones with a variety of sensors built in, can cost thousands of dollars. 2

Can you bring a golf ball to a stadium?

It certainly would not hurt to bring it to the stadium or golf course's attention. If they did not provide proper netting or other necessary safety measures, you could bring in a lawyer and potentially have a case. In most cases, though, the cost of the damage won't warrant these steps—it will be more hassle than it's worth.

Do you have to pay out of your own pocket for car insurance?

You will most likely either have to pay out of your own pocket or by filing a claim on your car insurance policy. You can hope that, if the at-fault party comes forward or is caught red-handed, the moral obligation will take over and they will volunteer to cover the damages.

Can you bring a case to a golf course?

It certainly would not hurt to bring it to the stadium or golf course's attention. If they did not provide proper netting or other necessary safety measures, you could bring in a lawyer and potentially have a case.

Can you fix a broken windshield?

The repairs needed for a broken windshield depend on the extent of the damage. It's possible to repair some minor chips on your own with simple repair kits. However, in most instances when a ball hits a car window or windshield, you'll need to have a professional completely replace the window. Cracks in your windshield can be a safety hazard, so be sure to address the problem quickly.

What happens if you hit a golf ball on your car?

Most likely the driver of the car will need to file a claim on their car insurance policy under their Comprehensive Coverage. If there insurance does not cover that they could try to negotiate with the person who hit the golf ball or the golf course, but it is unlikely they will accept the liability. If you can prove the golf course did not provide proper netting or other necessary safety measures, you could lawyer up and potentially have a case. Even though this may be a frustrating situation, hopefully, the cost of the damage will not warrant these steps.

Who settles golf ball claims?

In practice, golf ball claims are most frequently settled by the car owner’s insurance. In fewer cases a conscientious golfer’s wallet or insurance may come into play. But instances of a golf course footing the bill will be even rarer.

Is a golfer more responsible than you?

No one is liable more than you. It is the same as knowing that deer cross the road frequently by hearing about it or seeing a road warning sign about wildlife. You are more responsible than the golfer who may have accidentally hit it.

Was the golf course manager lucky to drive a mechanic's Toyota?

The golf course manager knew he was getting off easy and doing the right thing, he knew he was lucky it was a mechanic’s toyota and not a lawyers Mercedes. We were just freaked out by the whole thing, it was kind of scary.

Does car insurance cover golf balls?

Car insurance will pay for the golf ball damage if the owner has comprehensive coverage and without the hassle of seeking damages from a third-party.

Does a golfer have to have liability insurance?

If the golfer has homeowner's insurance or renter's insurance, they will have liability insurance with that and that could pay for it.

Can you file a claim for a golf ball hit?

Most likely the driver of the car will need to file a claim on their car insurance policy under their Comprehensive Coverage. If there insurance does not cover that they could try to negotiate with the person who hit the golf ball or the golf course, but it is unlikely they will accept the liability. If you can prove the golf course did not provide proper netting or other necessary safety measures, you could lawyer up and potentially have a case. Even though this may be a frustrating situation, hopefully, the cost of the damage will not warrant

Insurance Rates

Many insurers start surcharging if you file three comprehensive claims in a three year period,but some insurance carriers surcharge for all claims. It is best to check with your insurance carrier to verify how they handle surcharging for different types of claims.

Deductible

The deductible can be a cheaper way to go for the person who caused the damage if they are willing to step forward and assist. Unfortunately, you are going to have a hard time forcing the at-fault person to pay up. If they are unwilling to take responsibility, you will be on your own—unless you want to pursue the issue in small claims court.

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Our personal injury attorneys will ensure you have the finest comprehensive representation. If you need legal help with in a no-fault car accident, speak with our knowledgable car accident lawyers in Mesa today.

3 attorney answers

Sorry to hear about your incident. If your vehicle is damaged, I would first check with my automobile insurance carrier to see if you have collision coverage to fix the damage. Many times, you will face a deductible that you are responsible to pay if you use your insurance to repair your vehicle.

Nathan Brook Nutter

Sounds like bad luck. But I have thought the same thing might happen when driving around golf courses. Sorry that a call to the manager didn't work. As the other poster said, you may have a claim for negligence against the golf course.

John Mansfield Ervin

Simply being hit by the golf ball does not make the golf course automatically liable. You must establish that they were negligent - failed to do what a reasonable person would do. So, the golf course must make reasonable efforts to prevent stray golf balls.

What is the general rule of hitting a golf ball?

“The general rule as stated by the North Carolina Supreme Court is that ‘it is the duty of a person hitting a golf ball to exercise ordinary care under existing circumstances for the safety of others….

Who said golfers are responsible for damage?

The guy who sent in this question, Ivan Porrata, said the golf course management told him the golfers are responsible for damage, and that they hoped the golfers would acknowledge their errant shots, especially if the driver could identify them.

Who is responsible for the claims of Pope Golf?

Via McDaniel, Senior Assistant City Attorney Jannice Ashley e-mailed this brief statement: “Lessee (Pope Golf) is completely responsible for any and all claims and has agreed to indemnify the city for any and all claims. I see no exception — see Article 17 of lease.”

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